Children normally have a greater probability of needing medical assistance due to their accident-prone nature and danger of creating things such as pinkeye, ear infections and chickenpox. According to the Australian Institute of Health and Welfare, 1 in 10 kids become diagnosed with asthma, and there are more than 1000 new cases of type 1 diabetes diagnosed in children (2014 to 2015).
For a parent or guardian, you might want to Buy health insurance covers for kids because:
Child and Child dependents can typically be added to a family policy at no extra price.
There’s usually no surplus or co-payments for children admitted to the hospital.
Extras can help you cover dental, such as braces, occupational therapy, rehabilitation, physiotherapy and children’s medications, based on the degree of coverage you buy.
Select funds offer a School Accident Benefit, which helps you cover the out-of-pocket expenses incurred due to the overall treatment required when your kid gets in an accident at school (such as on how to and from school).
No-Gap Extras advantage on particular services, like dental check-ups, physio visits and podiatry consultations. Check with your insurer to determine if this is available.
Can I get private medical insurance for my child only?
Buying child only health insurance in Australia is quite rare. Although you may have the ability to locate select funds that are ready to cover your children without you, you can normally include your kids in your couple’s health insurance plan at no additional cost and therefore provide your whole household with private health cover.